Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. This question is about the Wells Fargo Cash Wise Visa® card . $150 after you spend $500 in the first 3 months. Would just applying for the Cash Wise Visa be an alright choice? Wells Fargo is not a hard bank to deal with. Cash back is $25 min, just as my Citi Double Cash. Beginning of popup Notice. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. It will The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. The offer is 20,000 points after $2,000 within 90 days. Est. The coverage does not apply •If the cell phone bill is paid from a Wells … And some basic credit card benefits. But those terms are the same for all Wells Fargo credit cards. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 A subreddit for discussing any aspect of credit cards. As the title suggested, I'm looking for advice and opinions on the Wells Fargo Cash Wise Visa Signature and Wells Fargo in general. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of … The card details on this page have not been reviewed or provided by the card issuer. The introductory offer is also quite … Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. The Verdict: The Wells Fargo Cash Wise Visa® card is both the best cash rewards card that Wells Fargo has to offer and one of the best cash back credit cards from any issuer. The exact rate depends on your overall creditworthiness at the time you’re approved for an account. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). Keep in mind though that Chase doesn't like being peoples' first credit cards so you're unlikely to get this card if you don't have a card already. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. The Wells Fargo Wise card offers a … You just have to read the fine print. Wells Fargo Cash Wise Visa Card Summary. Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. But it’s an excellent option for getting one of the best cash back rates on your daily spending at home. The Wells Fargo Cash Wise Visa® card rewards you for making it your top-of-wallet card after you open the account. Wells Fargo is a hard bank to work with. Chase Freedom Unlimited: 1.5% flat cashback. Advertiser disclosure Wells Fargo Cash Wise Review: 1.5% Back, Plus a Few Perks This card gives you the industry standard cash-back rate, a decent sign-up bonus, a … Please ask questions and contribute to the knowledge surrounding credit cards. Community Leader Senior Contributor. The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. Cash Wise Visa ® registered trademark card. For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). Wells Fargo Cash Wise Visa card has an introductory 0% APR for the first 15 months on purchases and balance transfers. Permalink Report. And if you’re able to use select mobile wallets for qualified purchases, you’ll boost that cash rewards rate to 1.8% for the first 12 months from account opening. Reward Program: Wells Fargo Cash Wise. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. Earn a $150 cash rewards bonus. And don't forget about the card's credit score requirement: you … Furthermore, you get a decent cash reward bonus once you spend $500 … The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. View program details. Chase Freedom Unlimited: 1.5% flat cashback. Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. I have an invitation to apply by 7/27. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … I just signed up couple days ago for the Cash Wise, there was no problem. Good credit needed ; You may not be eligible for an introductory annual percentage rate if you opened a … Congratulations on your Wells Fargo Cash Wise approval! Wells Fargo didn't even give me their student card as my first card (I bank with them too). Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. View program details. As an employee, I'm just letting all of you know that there is a targeted offer now for the new wells fargo cash wise card. And some basic credit card benefits. I think there's two better options for you for a flat cashback card. 21.99% APR but got the 0% for 15 months and the $150 after $500 spend in 3 months. Citi DoubleCash: 2% flat cashback on everything. Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Email to a Friend; Report Inappropriate Content ‎11-12-2020 08:06 AM ‎11-12-2020 08:06 AM. These features make Cash Wise an attractive card all-around. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. I have no issue setting up automatic payment, my card isn't even here yet because I just opened! It's great for All Rewards and Cash Back. Reward Program: Wells Fargo Cash Wise. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. There is no difference there. Apply online now. Had to start with secured. It's great for All Rewards and Cash Back. New applicants can earn a $ 150 cash bonus for spending just $500 within 3 months of account opening. This credit card offers an excellent cash rewards, 1.8% Cash Rewards , with low introductory APR, and it has unlimited 1.5% Cash Rewards on no category limitations. You will get intro 0% APR for 15 months on purchases and balance transfers. The Wells Fargo Cash Wise Visa. Re: Wells Fargo CashWise … If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. Wells Fargo Cash Wise is ok. If you are planning to take advantage of this to move an existing balance, be aware that there is an introductory $5 or 3% (whichever is greater) balance transfer fee, for the first … Answer Question Share 3 0. No, Wells Fargo Cash Wise Visa Card does not offer a rewards program. Wells Fargo Propel Review. However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. Investment products and services are offered through Wells Fargo Advisors. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. Your best bet is to go with the Costco Citi card. Wells Fargo Cash Wise Visa® card. Protections Convenience and peace of mind With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … The Wells Fargo Cash Wise Visa. In Brief. Reward Program: Wells Fargo Cash Wise. So even though the Wells Fargo Cash Wise Visa® card doesn’t have … There is also a steady 1.5% rewards program. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Even if I ditch the card I'll still use it to pay my cellphone bill. Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. The Wells Fargo Cash Wise card is best for consumers with high credit scores and positive financial history. ... Cash Back learn more about the Wells Fargo Cash Wise Visa® card. This card offering promising 1,5% cash back rewards for you. As an additional perk, the card has a long intro APR period on balance transfers and purchases and it has no annual fee. Definitely a card to seriously consider if you like Wells Fargo and don't want to miss out on a sign up bonus and a better than average cash back card." You can also find more information about those in Wells Fargo Cash Wise Visa reviews below. But come back and post after you get the card. The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. The Cash Wise Visa Credit is issued by Wells Fargo Bank. I'm no longer a student, and have a near-700's credit score. There are several great features about the Cash Wise Credit Card that we will discuss next. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. However the card is not providing many services for Wells Fargo clients. With a hefty late fee, the card is best for consumers who are diligent at making payments on time. Looks like you're using new Reddit on an old browser. Wells Fargo Cash Wise: January 2021. I just signed up couple days ago for the Cash Wise, there was no problem. Wells Fargo’s cash advance APR is currently between 26.24% and 28.24%. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. But a limited-time offer has a lot to do with that. pinkandgrey. Online app not allowing me to sign up, called customer service and "computers were down", won't let me set up automatic payment without filling out forms in mail, now I hear the cash back is trickled out rather than up front. I opened WF because I've been very pleased with excellent customer service, and that Visa/Costco thing with cell phone protection when paid with the card. Password. I am trying to improve my chances of being approved and also getting as large an SL as I can.These are my current FICO 8 scores: EX 651; TU 684 (+42 yesterday! Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. Sources: Wells Fargo Website - Wire Transfers; Wells Fargo FAQ page; Wells Fargo FAQ page - Wire transfer online; Wells Fargo Article; Wells Fargo FAQ page - Cutoff times; This publication is provided for general information purposes only and is not … I have them, and have banked with them for 10 years and they don't approve me for anything. Bonus. I was surprised by my low limit of $5k when other cards I get are triple that and the high APR. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. You can read Wells Fargo Cash … This means you earn a percentage of your purchase as a cash reward. 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